‏125.00 ₪

Investing For Dummies, 8th Edition

‏125.00 ₪

ISBN13

9781119320692

יצא לאור ב

New York

מהדורה

8th Edition

זמן אספקה

21 ימי עסקים

עמודים

464

פורמט

Paperback / softback

תאריך יציאה לאור

17 במרץ 2017

מחליף את פריט

1W119293340

לדלג לסוף של גלריית תמונות

לדלג להתחלה של גלריית תמונות

פרטים

The easy way to invest in your financial future In the world of investing, slow and steady wins the race. With this mantra in mind, trusted author and finance guru Eric Tyson is back with the latest edition of the #1 bestselling book, Investing For Dummies, to help you achieve your investment goals. Inside, he offers time-tested advice on how to develop a winning investment strategy that matches your abilities with your expectations all the while ensuring you're slowly and steadily growing your portfolio. No matter where you are in your investment planning, the recommendations and strategies in this popular and easy-to-follow reference offer everything you need to ramp up your portfolio. From the tax laws that affect investing decisions to the impact of the current political environment, this foolproof guide covers it all and gives you the confidence to invest like the pros. * Develop and manage your portfolio in any market * Choose investments that match your goals * Navigate the world of online investing and robo advisors Whether you're a millennial securing your first job, an employee rolling over a 401(k), a baby boomer looking to shore up your nest egg prior to retirement or anywhere in between all the sound investment advice you need is at your fingertips!

מידע נוסף

מידע נוסף
מהדורה	8th Edition
עמודים	464
מחליף את פריט	1W119293340
פורמט	Paperback / softback
ISBN10	1119320690
יצא לאור ב	New York
תאריך יציאה לאור	17 במרץ 2017
תוכן עניינים	Introduction 1 About This Book 1 Foolish Assumptions 3 Icons Used in This Book 3 Beyond the Book 4 Where to Go from Here 4 Part 1: Getting Started with Investing 5 Chapter 1: Exploring Your Investment Choices 7 Getting Started with Investing 8 Building Wealth with Ownership Investments 9 Entering the stock market 10 Owning real estate 10 Running a small business 12 Generating Income from Lending Investments 13 Considering Cash Equivalents 14 Steering Clear of Futures and Options 15 Passing Up Precious Metals 17 Counting Out Collectibles 18 Chapter 2: Weighing Risks and Returns 21 Evaluating Risks 22 Market-value risk 23 Individual-investment risk 28 Purchasing-power risk (aka inflation risk) 30 Career risk 32 Analyzing Returns 33 The components of total return 33 Savings and money market account returns 35 Bond returns 36 Stock returns 36 Real estate returns 39 Small-business returns 40 Considering Your Goals 41 Chapter 3: Getting Your Financial House in Order 43 Establishing an Emergency Reserve 44 Evaluating Your Debts 45 Conquering consumer debt 46 Mitigating your mortgage 46 Establishing Your Financial Goals 49 Tracking your savings rate 49 Determining your investment tastes 50 Funding Your Retirement Accounts 52 Gaining tax benefits 52 Starting your savings sooner 53 Checking out retirement account options 53 Choosing retirement account investments 55 Taming Your Taxes in Non-Retirement Accounts 56 Figuring out your tax bracket 56 Knowing what's taxed and when to worry 57 Choosing the Right Investment Mix 58 Considering your age 59 Making the most of your investment options 59 Easing into risk: Dollar cost averaging 61 Treading Carefully When Investing for College 63 Education Savings Accounts 64 Section 529 plans 64 Allocating college investments 65 Protecting Your Assets 66 Part 2: Stocks, Bonds, and Wall Street 69 Chapter 4: The Workings of Stock and Bond Markets 71 How Companies Raise Money through the Financial Markets 71 Deciding whether to issue stocks or bonds 72 Taking a company public: Understanding IPOs 73 Understanding Financial Markets and Economics 74 Driving stock prices through earnings 74 Weighing whether markets are efficient 75 Moving the market: Interest rates, inflation, and the Federal Reserve 77 Chapter 5: Building Wealth with Stocks 83 Taking Stock of How You Make Money 84 Defining "The Market" 84 Looking at major stock market indexes 85 Counting reasons to use indexes 86 Stock-Buying Methods 88 Buying stocks via mutual funds and exchange-traded funds 88 Using hedge funds 90 Selecting individual stocks yourself 90 Spotting the Right Times to Buy and Sell 91 Calculating price-earnings ratios 92 Citing times of speculative excess 93 Buying more when stocks are "on sale" 101 Avoiding Problematic Stock-Buying Practices 104 Beware of broker conflicts of interest 104 Don't short-term trade or try to time the market 105 Be wary of gurus 108 Shun penny stocks 109 The Keys to Stock Market Success 109 Chapter 6: Investigating and Purchasing Individual Stocks 111 Building on Others' Research 111 Discovering the Value Line Investment Survey 112 Considering independent brokerage research 117 Examining successful money managers' stock picks 117 Reviewing financial publications and websites 119 Understanding Annual Reports 119 Financial and business highlights 120 Balance sheet 121 Income statement 124 Exploring Other Useful Corporate Reports 126 10-Ks 127 10-Qs 127 Proxies 127 Getting Ready to Invest in Stocks 128 Understanding stock prices 129 Purchasing stock "direct" from companies 131 Placing your trade through a broker 131 Chapter 7: Exploring Bonds and Other Lending Investments 133 Banks: Considering the Cost of Feeling Secure 134 Facing the realities of bank insurance 135 Online banking: More for you? 135 Being wary of the certificate of deposit (CD) 137 Swapping your savings account for a money market fund 138 Why Bother with Bonds? 140 Assessing the Different Types of Bonds 142 Determining when you get your money back: Maturity matters 143 Weighing the likelihood of default 144 Examining the issuers (and tax implications) 144 Buying Bonds 148 Deciding between individual bonds and bond funds 148 Understanding bond prices 149 Purchasing Treasuries 149 Shopping for other individual bonds 151 Considering Other Lending Investments 152 Guaranteed-investment contracts 152 Private mortgages 153 Chapter 8: Mastering Mutual Funds and Exchange-Traded Funds 157 Distinguishing between Mutual Funds and Exchange-Traded Funds 158 Discovering the Benefits of the Best Funds 158 Professional management 159 Cost efficiency 159 Diversification 159 Reasonable investment minimums 160 Different funds for different folks 160 High financial safety 161 Accessibility 161 Reviewing the Keys to Successful Fund Investing 162 Minimize costs 162 Reflect on performance and risk 165 Stick with experience 166 Consider index funds 166 Steer clear of leveraged and inverse exchange-traded funds 167 Creating Your Fund Portfolio with Asset Allocation 169 Allocating for the long term 169 Diversifying your stock fund investments 171 The Best Stock Funds 172 Making money with stock funds 172 Exploring different types of stock funds 173 The Best Bond Funds 178 Avoiding yield-related missteps 179 Treading carefully with actively managed bond funds 181 Stabilizing your portfolio by investing in short-term bond funds 182 Earning higher returns with intermediate-term bond funds 183 Using long-term bond funds to invest aggressively 184 Balanced and Asset Allocation Funds: The Best Hybrid Funds 185 The Best Money Market Funds 186 Taxable money market funds 188 US Treasury money market funds 188 Municipal money market funds 189 Chapter 9: Choosing a Brokerage Firm 191 Getting Your Money's Worth: Discount Brokers 191 Assessing the high-commission salespeople's arguments 192 Selecting a discount broker 193 Considering Online Brokers 195 Examining your online trading motives 196 Taking other costs into account 196 Looking at service quality 197 Listing the best online brokers 198 Part 3: Growing Wealth with Real Estate 201 Chapter 10: Investing in a Home 203 Considering How Home Ownership Can Help You Achieve Your Financial Goals 204 The Buying Decision 204 Weighing the pros and cons of ownership 205 Recouping transaction costs 208 Deciding How Much to Spend 209 Looking through lenders' eyes 210 Determining your down payment 211 Selecting Your Property Type 212 Finding the Right Property and Location 214 Keeping an open mind 214 Research, research, research 215 Understanding market value 216 Pounding the pavement 216 Chapter 11: Investing in Real Estate 217 Discussing Real Estate Investment Attractions 218 Limited land 218 Leverage 218 Appreciation and income 219 Ability to add value 220 Ego gratification 221 Longer-term focus 221 Figuring Out Who Should Avoid Real Estate Investing 223 Examining Simple, Profitable Real Estate Investments 223 Finding a place to call home 224 Trying out real estate investment trusts 225 Evaluating Direct Property Investments 226 Residential housing 226 Land 228 Commercial real estate 229 Deciding Where and What to Buy 230 Considering economic issues 230 Taking a look at the real estate market 231 Examining property valuation and financial projections 233 Discovering the information you need 238 Digging for a Good Deal 238 Recognizing Inferior Real Estate "Investments" 240 Avoiding ticking time shares 240 Staying away from limited partnerships 242 Ignoring hucksters and scams 242 Chapter 12: Real Estate Financing and Deal Making 247 Financing Your Real Estate Investments 247 Getting your loan approved 248 Comparing fixed-rate with adjustable-rate mortgages 251 Choosing between fixed and adjustable mortgages 252 Landing a great fixed-rate mortgage 254 Finding a suitable adjustable-rate mortgage 255 Examining other mortgage fees 258 Finding the best lenders 259 Refinancing for a better deal 261 Working with Real Estate Agents 263 Recognizing agent conflicts of interest 263 Selecting a good agent 264 Closing the Deal 266 Negotiating 101 266 Inspecting the property 267 Shopping for title insurance and escrow services 268 Selling Real Estate 269 Negotiating real estate agents' contracts 270 Forgoing a real estate agent 271 Part 4: Savoring Small Business 273 Chapter 13: Assessing Your Appetite for Small Business 275 Testing Your Entrepreneurial IQ 276 Considering Alternative Routes to Owning a Small Business 279 Being an entrepreneur inside a company 279 Investing in your career 280 Exploring Small-Business Investment Options 280 Starting your own business 281 Buying an existing business 281 Investing in someone else's business 283 Drawing Up Your Business Plan 285 Identifying your business concept 285 Outlining your objectives 287 Analyzing the marketplace 288 Delivering your service or product 291 Marketing your service or product 291 Organizing and staffing your business 292 Projecting finances 293 Writing an executive summary 295 Chapter 14: Starting and Running a Small Business 297 Starting Up: Your Preflight Checklist 297 Preparing to leave your job 298 Valuing and replacing your benefits 299 Financing Your Business 302 Going it alone by bootstrapping 302 Taking loans from banks and other outside sources 303 Borrowing from family and friends 305 Courting investors and selling equity 306 Deciding Whether to Incorporate 307 Looking for liability protection 308 Taking advantage of tax-deductible insurance and other benefits 309 Cashing in on corporate taxes 309 Making the decision to incorporate 311 Finding and Keeping Customers 311 Obtaining a following 311 Providing solid customer service 312 Setting Up Shop 313 Finding business space and negotiating a lease 313 Equipping your business space 315 Accounting for the Money 316 Maintaining tax records and payments 317 Paying lower taxes (legally) 319 Keeping a Life and Perspective 320 Chapter 15: Purchasing a Small Business 321 Examining the Advantages of Buying 321 Understanding the Drawbacks of Buying 323 Prerequisites to Buying a Business 324 Business experience 324 Financial resources 325 Focusing Your Search for a Business to Buy 325 Perusing publications 327 Networking with advisors 327 Knocking on some doors 327 Working with business brokers 328 Considering a Franchise or Multilevel Marketing Company 330 Finding a franchise 330 Considering a multilevel marketing company 332 Evaluating a Small Business 334 Doing due diligence 335 Determining a business's value 337 Part 5: Investing Resources 339 Chapter 16: Selecting Investing Resources Wisely 341 Dealing with Information Overload 342 Separating Financial Fact from Fiction 343 Understanding how advertising corrupts the quality of investment advice 343 Recognizing quality resources 345 Chapter 17: Perusing Periodicals, Radio, and Television 349 In Print: Magazines and Newspapers 349 Judging the journalists 349 Making the most of periodicals 351 Broadcasting Hype: Radio and Television Programs 352 You often get what you pay for 352 Information and hype overload 353 Poor method of guest selection 353 Fillers and Fluff: Being Wary of Investment Newsletters 354 Chapter 18: Selecting the Best Investment Books 357 Being Wary of Infomercial Books 358 Understanding how authors may take advantage of you 358 Learning by example 358 Ignoring Unaudited Performance Claims 361 Investing Books Worth Reading 363 A Random Walk Down Wall Street 363 Stocks for the Long Run 364 Built to Last and Good to Great 364 Mutual Funds For Dummies 365 Chapter 19: Investigating Internet and Software Resources 367 Evaluating Investment Software 368 Taking a look at investment tracking software 368 Considering investment research software 370 Investigating Internet Resources 373 Assessing online resources 373 Picking the best investment websites 375 Part 6: The Part of Tens 379 Chapter 20: Ten Investing Obstacles to Conquer 381 Trusting Authority 381 Getting Swept Up by Euphoria 382 Being Overconfident 383 Giving Up When Things Look Bleak 383 Refusing to Accept a Loss 384 Over-monitoring Your Investments 385 Being Unclear about Your Goals 386 Ignoring Your Real Financial Problems 386 Overemphasizing Certain Risks 386 Believing in Gurus 387 Chapter 21: Ten Things to Weigh When Considering an Investment Sale 389 Remembering Preferences and Goals 389 Maintaining Balance in Your Portfolio 390 Deciding Which Ones Are Keepers 390 Tuning In to the Tax Consequences 391 Figuring Out What Shares Cost 391 Selling Investments with Hefty Profits 393 Cutting Your (Securities) Losses 393 Dealing with Unknown Costs 394 Recognizing Broker Differences 394 Finding a Trustworthy Financial Advisor 395 Chapter 22: Ten Tips for Investing in a Down Market 397 Don't Panic 397 Keep Your Portfolio's Perspective in Mind 398 View Major Declines as Sales 399 Identify Your Portfolio's Problems 399 Avoid Growth Stocks If You Get Queasy Easily 400 Tune Out Negative, Hyped Media 400 Ignore Large Point Declines but Consider the Percentages 401 Don't Believe You Need a Rich Dad to Be a Successful Investor 401 Understand the Financial Markets 402 Talk to People Who Care about You 402 Index 403
זמן אספקה	21 ימי עסקים